Editorial Policy

Independence

The Texas Business Loan Registry is an independent editorial directory. We are not a lender, a mortgage broker, or a financial advisor. We do not originate, process, or broker loans. We do not recommend lenders or advise borrowers on which lender to choose.

Editorial decisions — which lenders to include, how they are described, and what information is displayed — are made independently of commercial relationships. Payment for advertising placement does not affect editorial content, verification status, or how other lenders are listed.

How Listings Are Selected

A lender may be added to the Registry if it meets all five criteria in The Registry Standard:

1. A verified operating website with current financing content
2. Published financing parameters traceable to a named, publicly accessible source
3. Confirmed Texas coverage, stated explicitly in the lender's own materials
4. A documented company type (Bank, Non-Bank Lender, Broker, Fund, or Lessor)
5. A verification date within the last 180 days

Lenders do not pay to be listed in the directory. Listing is based solely on meeting the criteria above. Paid placements are handled separately and are clearly labeled Sponsored wherever they appear.

Sourcing Standards

Every financing parameter displayed in a lender profile — minimum deal size, maximum deal size, time-in-business minimum, annual revenue minimum, collateral types, and Texas coverage — must be traceable to a named, publicly accessible source URL. The source URL is stored internally and is not displayed publicly. It is used for re-verification and to enforce our no-fabrication standard.

If a parameter cannot be traced to a source, it is left blank. We do not estimate, infer, or fill in financing parameters. A blank field means the information was not publicly available at the time of the last verification, not that the lender does not have that requirement.

Verification Cadence

Each listing carries a last-verified date. Listings that are more than 180 days past their last verification are reviewed before publication continues. During the review period, the verification status is updated to reflect the current state of the check. Listings that fail re-verification are marked Unverified or removed.

Unverified Listings

A listing marked Unverified means one or more parameters could not be confirmed against a current, named source at the time of the last review. The lender may still be operating and may still serve Texas — the Unverified label indicates a gap in our ability to confirm the parameters, not a judgment about the lender.

Corrections and Updates

If you identify an error in a lender profile — incorrect financing parameters, an outdated website, or any other factual error — contact us through the site. We will review the report against the source record and update the profile accordingly. Lenders who have claimed their profile may also update their information through the claim process, subject to editorial review.

Sponsored Placements

Some lenders may pay for Sponsored placement, which provides enhanced visibility within the directory. Sponsored listings are labeled with a clearly visible Sponsored badge wherever they appear — in search results, category pages, and metro pages. Sponsorship does not affect the content of the editorial listing, the verification status, or how other lenders are presented.

The editorial content of a sponsored listing — company overview, financing parameters, verification status, and sourcing — is subject to the same standards as any other listing.

What We Do Not Include

The Registry does not include: user reviews, star ratings, or aggregated borrower scores. We do not publish testimonials. We do not calculate or display rate comparisons, payment calculations, or approval likelihood estimates. These omissions are intentional — the information changes frequently, varies by borrower, and cannot be verified at the time of publication.

Contact

Editorial questions and correction reports can be submitted through the contact form on this site. We respond to editorial queries within five business days.